This scheme is applicable to individual fishers for talking up fisheries activities as listed in the said scheme to a maximum Rs.50,000/-at 0 % interest with interest subsidy from the government of Karnataka. The bank has agreed to disburse the loan to Borrower under normal scheme at higher rate of interest with the condition that the borrower has to coordinate and co-operate with Bank and ensure time reimbursement of the subsidy from the government of Karnataka. Interest free will be consider only after reimbursement of subsidy amount to bank.